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Terms & Conditions

Last Updated: January 1, 2025

These Terms and Conditions ("Terms") govern your use of the website prosperity-deals.com (the "Site") and the services provided by Prosperity Deals LLC ("Company," "we," "us," or "our"). By accessing or using our Site, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Site.

1. Acceptance of Terms

By accessing and using our Site, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. These Terms apply to all visitors, users, and others who access or use the Site.

2. Eligibility

You must be at least 18 years of age and have the legal authority to enter into a binding agreement to use our Site and services. By using the Site, you represent and warrant that you meet these eligibility requirements.

3. Services

Prosperity Deals LLC is a direct lender providing business funding solutions, including but not limited to working capital, business growth funding, equipment financing, and flexible credit solutions. All funding is subject to approval based on our underwriting criteria. Submission of an application does not guarantee approval or funding.

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice.

4. User Responsibilities

When using our Site and services, you agree to:

  • Provide accurate, current, and complete information in all forms and applications
  • Not provide false, misleading, or fraudulent information
  • Use the Site only for lawful purposes and in accordance with these Terms
  • Not attempt to gain unauthorized access to any portion of the Site, other accounts, or computer systems
  • Not use the Site to transmit any harmful, threatening, abusive, or otherwise objectionable content
  • Not interfere with or disrupt the operation of the Site or servers

5. Intellectual Property

All content on this Site, including but not limited to text, graphics, logos, images, software, and design elements, is the property of Prosperity Deals LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our express written permission.

6. Text Messaging Terms

By opting in to receive text messages from Prosperity Deals LLC, you agree to the following:

  • You consent to receive recurring promotional and marketing text messages from Prosperity Deals LLC at the mobile number you provide.
  • Messages may be sent using an automated telephone dialing system (ATDS).
  • Message frequency may vary, up to 4 messages per month.
  • Message and data rates may apply. You are responsible for any charges from your mobile carrier.
  • Consent to receive text messages is NOT a condition of purchasing any goods or services.
  • You may opt out at any time by replying STOP to any text message from us. You will receive a confirmation message and no further texts will be sent.
  • For help, reply HELP to any message or email us at gary@prosperity-deals.com.
  • We will not share your opt-in data or consent with any third parties for their marketing purposes. Text messaging originator opt-in data and consent will not be shared with any third parties.

7. Privacy

Your use of our Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding the collection, use, and disclosure of your personal information.

8. No Guarantee of Funding

Submission of an application through our Site does not guarantee that you will receive funding. All applications are subject to our underwriting review and approval process. We reserve the right to decline any application at our sole discretion. The terms of any funding provided will be set forth in a separate agreement between you and Prosperity Deals LLC.

9. Third-Party Links

Our Site may contain links to third-party websites or resources. These links are provided for your convenience only. We have no control over the content, products, or services offered by third parties and do not endorse or assume any responsibility for them. Your use of third-party websites is at your own risk and subject to the terms and conditions of those sites.

10. Disclaimer of Warranties

THE SITE AND ALL CONTENT, SERVICES, AND MATERIALS PROVIDED ON OR THROUGH THE SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. TO THE FULLEST EXTENT PERMITTED BY LAW, PROSPERITY DEALS LLC DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Site will be uninterrupted, error-free, secure, or free of viruses or other harmful components.

11. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL PROSPERITY DEALS LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE OR SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

12. Indemnification

You agree to indemnify, defend, and hold harmless Prosperity Deals LLC, its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Site, your violation of these Terms, or your violation of any applicable law or rights of a third party.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles. Any disputes arising out of or relating to these Terms or your use of the Site shall be resolved exclusively in the state or federal courts located in Kings County, New York.

14. Changes to These Terms

We reserve the right to modify these Terms at any time. When we make changes, we will update the "Last Updated" date at the top of this page. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

15. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices or agreements published by us on the Site, constitute the entire agreement between you and Prosperity Deals LLC regarding your use of the Site.

17. Contact Us

If you have any questions about these Terms and Conditions, please contact us:

Prosperity Deals LLC
2194 E 4th
Brooklyn, NY 11233
Email: gary@prosperity-deals.com

PD Prosperity Deals

Prosperity Deals LLC is a direct lender providing fast, flexible business funding solutions to entrepreneurs and business owners nationwide.

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2194 E 4th, Brooklyn, NY 11233